Our Health Products

Our Products

When it comes to health and accident coverage, the USHEALTH Group family of companies understands that every customer has different needs. We believe in choice and we believe our customers truly value the array of options we provide as they choose the protection that is most appropriate for them. To that end, we have developed a broad portfolio of coverages that promote Customer Choice. Our innovative product designs make USHEALTH Group uniquely qualified to address each customer’s need for flexibility, affordability and reliability of their insurance selections.

To safeguard our customers’ peace of mind, the USHEALTH Group product portfolio includes Essential Health Benefit Plans that are compliant with the mandates of the Affordable Care Act. For customers who want the assurances provided by an ACA Qualified plan, they can choose the plan and premium rate that make the most sense for them.

For those customers who are either on a limited budget or are concerned about having to satisfy a high annual deductible before they receive any benefits from their insurance plan, we offer a portfolio of products which provide first dollar benefits for covered services and substantial network discounts across a broad spectrum of providers.

For customers who aren’t eligible for one of our underwritten coverages, we also offer a broad choice of guarantee issue plans which provide much needed protection they may not have otherwise been able to obtain.

No matter which type of health coverage they choose, we help our customers enhance their protection with our full line of ancillary products, including Critical Illness Plans, specified benefit Accident Plans, Short Term Accident Disability, Term Life Insurance and Dental Plans.

In a marketplace characterized by high customer turnover and low customer loyalty, USHEALTH Group differentiates itself by providing our customers the ability to lock in their premium rates for up to 3 full years on many of our insurance plans. Creating long-term relationships with our customers makes USHEALTH Group a trusted ally that consistently delivers on its promise of dependability.